It’s not quite mid-year yet, but it is almost too late for some tax planning for this year. Here’s a checklist to help make sure you are on track for your tax planning this year. Point #1 Do you need to add an entity or change how an entity is taxed in your tax strategy? [...]
A tremendous way to use leverage in a wealth strategy is with reporting. As I’ve shared before, reporting is often underutilized in a wealth strategy because it is perceived as too complicated or too confusing. The Balance Sheet and Profit & Loss Statement (also referred to as the Income Statement), are basic reports included in [...]
With a number of investors still reeling from the beating endured last week regarding the widespread meltdown of commodities, many advisors are affording themselves something of a pat on the back in light of advising over-optimistic clients away from the gold and silver markets. Recent weeks saw the demand for precious metals soar to new [...]
American citizens are being reminded to consider and evaluate their own health insurance requirements, with the month of May being the country’s official Disability Insurance Awareness Month. The importance of long-term disability insurance policies is once again being stressed in order to ensure needs are met should a worker be unable to return to their [...]
PNC Bank (NYSE:PNC) is quoting 30 year fixed rate loans from 4.625% to 4.875% with APRs of 4.826% to 4.193%. 20 year fixed-rate loans at the bank today range from 4.375% to 4.75% with APRs of 4.647% to 4.786%. 15 year fixed-rate loans at the bank start at 3.875% and go to 4.25% with APRs [...]
Bank of America (NYSE:BAC) continues to quote an attractive 4.625% for 30 year fixed-rate loans with an APR of 4.791%. 20 year loans are 4.25% with an APR of 4.506% today. 15 year fixed-rate mortgages for home purchase have an interest rate of 3.75% and an APR of 4.077%. ARMs at the bank have fallen [...]
US Bancorp (NYSE:USB) like other big mortgage brokers is offering improved mortgage rates this week following weakness in last week’s stock market. 30 year fixed loans are 4.75% with APRs of 4.815%. 20 year fixed loans are 4.50% with APRs of 4.588%. 15 year fixed loans are 3.95% with APRs of 4.06%. 10 year fixed [...]
President Obama is back on message after the departure to save the world from Bin Laden. It is USE LESS OIL. The U.S. is being held hostage to Texas Tea, bubbling crude otherwise known as Gulf Soup. Actually it is not the tarry stuff itself but the whip lash effects of oil prices on the [...]
Bank of America (NYSE:BAC) leads the pack with some this weekend’s lowest interest rates for common mortgages. The 30 year fixed rate loan is 4.625% today and has an APR of 4.789%. The 15 year fixed loan mortgage interest rate is 3.75% with a 4.074% APR. The rate at Wells Fargo (NYSE:WFC) is also 3.75% [...]
Bank of America (NYSE:BAC) have released information declaring that although signs of improvement are indeed visible to the lender regarding the reduction of mortgage delinquencies, vast numbers of homeowners are still continuing to struggle meeting their payments in light of the current, unstable economic climate. Record unemployment and a generally shaken financial system have resulted [...]